For BUYERS
With the current economic conditions and the influx of bank owned properties, home values have not been this low in a long time so it is a GREAT time to BUY!! Choosing a REALTOR® who is also an ACCREDITED BUYER'S REPRESENTATIVE is your first step to ensuring that your new home and community meets your needs. For your convenience, I can set up a client portal for you with your criteria, one click and you can see and track the properties that interest you. You will be notified of the new properties via email which is important since bank owned properties can sell quickly.
- Assure that you see all the properties in the area that meet your criteria. AT RE/MAX GREAT NORTHERN, YOU WILL SEE ALL THE LISTINGS, NOT JUST OUR OFFICE LISTINGS.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.